Habits & Wisdom

Effective November 10, 2026

Terms of Use

These terms are the agreement between you and Ryan Llonora, doing business as RLAutomations for using Habits and Wisdom. By creating an account or using the app, you agree to them and to our Privacy Policy.

1. The Service

Habits and Wisdom helps you turn goals into next steps: goals, tasks, chores, routines, checklists, notes, trackers and groups for planning with others. We are improving it all the time, so features may change. Some features are marked as previews or "coming later".

2. Your Account

  • You must be 18 or older. Teen accounts (13–17), managed by a parent or guardian, are not open yet.
  • Give accurate sign-in details and keep your password safe. You are responsible for activity on your account.
  • One person per account. Groups are how you plan with others.

3. Your Content

What you put in the app (plans, notes, check-ins) stays yours. You give us permission to store, process and display it only as needed to run the service for you and, for things you share into a group, for the people in that group. We don't sell it and don't use it for advertising.

4. Groups

  • Invite only people who would expect to hear from you. Group owners can invite and remove people, re-invite, and hand the group to another member.
  • Sharing an item copies it into the group. Everyone who has joined can see it; your personal original stays private.
  • Be kind. Check-ins and shared items are seen by the whole group.

5. Acceptable Use

Don't use Habits and Wisdom to:

  • break the law, or harass, threaten, or harm anyone;
  • share other people's personal information without the right to do so;
  • send spam or invite people in bulk who don't know you;
  • try to access other accounts, test or bypass our security, or overload the service;
  • copy, resell, or build a competing service from the app.

We may suspend or close accounts that do these things, and will tell you why unless the law or safety prevents it.

If an account, or a device signed in to it, is used to attack, break into or tamper with the service or other people's accounts, we will block access immediately and without notice, keep the related records as evidence, and may report it to the authorities (see section 10 of our Privacy Policy).

6. Not Professional Advice

Suggestions, templates, budgets and trackers are planning aids. They are not medical, mental-health, financial, or legal advice. For those, please talk to a qualified professional.

7. Subscriptions

New accounts get a free trial (14 days, no payment details needed). After that, Habits and Wisdom costs the price shown in pesos on the Subscription page before you pay (currently PHP 150 a month, an early-member price that may change for future periods with at least 30 days' notice). Each person has their own subscription, including people in the same group. Payments are handled by PayMongo; we never see your full card or wallet details.

  • Pay for one month (GCash, QR Ph, Maya or card): covers one month and does not renew. Paying before your current month or trial ends adds the new month after it.
  • Auto-renew (card or Maya): only if you tick the box agreeing to it. We charge the monthly price on each renewal date until you turn it off on the Subscription page; turning it off stops future charges and you keep the time already paid for.
  • If your trial or paid time ends (or an auto-renewal still fails after PayMongo's retries over about 3 days), your account goes on a read-only hold: you can open, export and delete everything, but not add or change things. Renewing at any time ends the hold.
  • If it isn't renewed within 7 days of the hold starting, your account and all its data are permanently erased and can't be recovered. We email you when the hold starts and before the erase.
  • Payments are non-refundable except where the law requires otherwise or we made a billing mistake; contact us and we will look at every request.
  • Admin Invite accounts (people who joined with a personal invite link from us): your account is free, with no trial limit and no payment, for as long as you keep it open and Habits and Wisdom is offered. The invite is for you only and isn't transferable, and the account can be used on a limited number of devices (normally 2; we can remove an old device for you when you change phones). If you close your account, the free status ends with it. If we ever stop offering the service, section 8 applies as it does for everyone.

8. Availability

We work to keep Habits and Wisdom available, but it may sometimes be down for maintenance or problems outside our control. Reminders are in-app only; please don't rely on the app alone for anything critical, such as medication or legal deadlines.

9. Ending Your Account

You can delete your account any time from More → Privacy and data (details). We may close accounts that break these terms, or if we shut the service down, in which case we will give reasonable notice and a chance to download your data.

10. Our Content

The app's design, text, icons and code belong to us or our licensors. You may use them only as part of using the app.

11. Limits on Liability

The service is provided "as is". To the extent the law allows, we are not liable for indirect or consequential losses, or for loss of data you could have exported. Our total liability for any claim is limited to what you paid us in the 12 months before it arose (or ₱1,000 if you haven't paid anything). Nothing here limits rights you have under Philippine consumer law that can't be limited.

12. Your Device, Networks and Links

Keeping your phone, computer and connection safe is your responsibility. Use a screen lock, keep your device and browser updated, don't share your sign-in, and sign out on devices that aren't yours.

Be very careful with public Wi-Fi (cafés, malls, airports, hotels, free hotspots). Others on the same network may be able to watch or tamper with your connection. Don't sign in, change your password or pay over public or unsecured Wi-Fi; use mobile data or a network you trust.

To the fullest extent the law allows, Ryan Llonora, doing business as RLAutomations is not liable for any loss, damage or unauthorised access that results from a lost, stolen, shared, rooted or infected device, from malware or apps on your device, or from your use of public or unsecured networks. This does not limit our responsibility for the security of our own systems, or any right you have under the Data Privacy Act of 2012 or consumer law that can't be limited.

Check every link before you open it, including links that seem to come from us or from RLAutomations.com. Look at the sender's full email address and the exact web address. Our emails only come from no-reply@mail.rlautomations.com (replies go to support@rlautomations.com), and we will never ask for your password, one-time code, or card or e-wallet details by email, text or chat. When in doubt, don't click: open the app yourself and check there, or email support@rlautomations.com.

13. Changes to These Terms

If we make important changes, we will tell you in the app and ask you to agree before you continue. If you don't agree, you can delete your account.

14. Law and Disputes

These terms are governed by the laws of the Philippines. We'd like to resolve any problem directly first: write to support@rlautomations.com. Otherwise, disputes go to the proper courts of Quezon City, without affecting any right you have to go to another forum under consumer law.

15. Contact

Ryan Llonora, doing business as RLAutomations, Philippines. Email: support@rlautomations.com.